Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on personal finance tips for recent college grads, haggling like a pro to get what you want, and tips to build your savings account.
Top 5
7 Most Important Personal Finance Tips for Recent College Grads — If you are a recent grad, don't forget to start building an emergency fund. [Money Crashers]
Haggle Like a Pro to Get What You Want — To haggle successfully, consider talking to someone higher up. [Savvy Sugar]
5 Tips to Build Your Savings Account — Build your savings account by setting up an auto transfer. [Not Made of Money]
Handling Your Finances - How to Create Wealth — Create wealth by cutting expenses in your budget. [Green Panda Treehouse]
7 Steps to Raise Your Credit Score — Raise your credit score by automizing paying your bills. [Moola Days]
Other Essential Reading
Dinners Your Kindergarten Cook Can Help Prepare — Get your kindergartener involved with dinner by making pizza! [Parenting Squad]
Health Insurance and Downgrading Your Job — If you are thinking about downgrading your job, be sure to plan ahead for your health care needs. [The Simple Dollar]
Ways to Use up Eggs — Do you have eggs in your fridge that are going to go bad soon? Separate the egg yolks and whites and freeze them to use in baking recipes later. [Ultimate Money Blog]
Keep Glass from Fogging Up with Shaving Cream — To get rid of fog on glass, use shaving cream to clean it off! [Lifehacker]
4 Reasons to Avoid Payday Loans — Stay away from payday loans. They could negatively affect your credit score. [Financial Highway]
Giant retail electronic payments network operator Visa is giving PayPal a run for its money today, announcing a new service that will allows U.S. consumers to receive and send funds to any eligible Visa credit, debit or prepaid account.
Now, bank customers of participating financial institutions will have the option to select a Visa account as the destination for funds when making a personal payment. Users enter the recipient’s 16-digit Visa account, email address or mobile phone number, allowing consumers to send funds directly from their bank account to a recipient’s Visa account, similar to the act of sending money on PayPal. Visa is actually working with outside company CashEdge and Fiserv to offer this service.
Previously, Visa’s personal payments was offered by financial institutions outside the U.S. but the availability in in the U.S. is a big deal, considering the popularity of PayPal. Of course, the virtue of using PayPal is that you don’t have to have a Visa account to use its payments service.
Visa has consistently been looking for ways to build its online presence in payments. For example, earlier this year, the company bought virtual goods monetization platform PlaySpan. Competing with PayPal, which has a massive userbase, may be a formidable challenge.
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Digital News Report – Although the Obama campaign produced a birth certificate in the run-up to the last general election, there are still questions about President Obama's birthplace. ...
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